Foreclosure cases can be mediated to determine if an agreement can be reached to keep the homeowner in the home. The homeowners must file an answer (a written document indicating that the homeowner wants to participate in the case) in which the homeowner may request mediation.
At the foreclosure case mediation, a neutral mediator, along with the lender and homeowner, will work towards coming to an agreement. Different possible outcomes are discussed including modification of the terms of the loan. Foreclosure Mediation Case Summary Form
Government programs to assist homeowners can be explored by using the following web sites.
See http://www.makinghomeaffordable.gov/ and http://www.co.summit.oh.us/consumeraffairs
Homeowners may be entitled to legal assistance at no charge. Call 330-535-4191 or Toll Free 1-866-584-2350.